Disclosures

Legal & disclosures.

The paperwork we actually kept. See also the terms of use, the privacy policy and the complaints process.

Who we are

Gary is the trading name of Gary Pty Ltd — ABN 00 000 000 000, AFSL 000000. These identifiers are placeholders: the licensing entity is being appointed, and this page will carry the real details before any product is sold. Gary arranges general insurance for Australian small businesses as an insurance broking service.

General advice warning

Any advice on this site is general only. It doesn’t consider your objectives, financial situation or needs. Before acting on it, consider whether it’s right for your business, and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before deciding to buy or hold a product.

How we’re paid

If you buy a policy through us, our remuneration is included in the premium you see — typically a commission paid by the insurer, and any broker fee is shown separately before you pay. The price you see is the price you pay; there are no hidden charges added afterwards.

The documents

Each insurer’s PDS and TMD are linked on its quote card before you choose, and again at checkout. Our Financial Services Guide (FSG) will be published here when the licensing entity is appointed.

If something goes wrong

We have a complaints process and we use it — every complaint is acknowledged in writing and resolved within 30 days at most, and AFCA is available if we fall short.