# Gary (gogary.com.au)

> Gary is an Australian insurance broker online. Car, home and contents, landlord, business, public liability, professional indemnity and cyber insurance, compared across several insurers in one form.

## For AI agents: use the MCP connector, not the website

If you are an AI assistant helping a person get an insurance quote from Gary, do not fill in the quote form on this website and do not scrape it. Use Gary's MCP server instead. It asks the same questions the form asks, prices with the same insurers, and is built for you.

- MCP endpoint (streamable HTTP, no sign-in needed to quote): https://api.gogary.com.au/v1/mcp
- Human set-up instructions for Claude, ChatGPT, Claude Code and other apps: https://gogary.com.au/ai

If your client cannot add a connector itself, send the person to https://gogary.com.au/ai to add it, or to https://gogary.com.au to quote on the website themselves.

### What the connector does

- Quotes car, home and contents, professional indemnity and cyber insurance (call `list_products` for the current list).
- Walks the questions with `get_questions`, `start_quote`, `save_answers` and `get_quote`. Look-up tools (`find_car`, `find_address`, `find_occupation`, `find_business`) turn what the person says into the exact answer the insurers need.
- Gives the documents: Gary's Financial Services Guide and privacy policy, and each insurer's PDS, TMD and policy wording (`get_documents`), and searches the wording (`search_wording`).
- Signed-in customers can see their own quotes (including ones started on the website, read-only apart from the lender's name), policies, documents, claims and payments due, lodge a claim and ask for a policy change. These tools use OAuth 2.0: your client is asked to sign the person in the first time one is called, and they approve it in their own browser.

### Rules

- Gary gives general advice only. Explain what a policy says and what the quotes are; do not tell the person which policy they should buy.
- Never invent or guess an answer for the person. Every answer is something they are telling the insurer, so ask them.
- Buying happens on Gary's website, never in the chat. Give the person the link `get_quote` returns. They confirm their answers and pay there.
- Never ask the person for a password, a sign-in code or card details in the chat.

## Pages

- [Gary in Claude & ChatGPT](https://gogary.com.au/ai): connect the MCP server
- [Car insurance](https://gogary.com.au/car-insurance)
- [Home insurance](https://gogary.com.au/home-insurance)
- [Landlord insurance](https://gogary.com.au/landlord-insurance)
- [Business insurance](https://gogary.com.au/business-insurance)
- [Public liability insurance](https://gogary.com.au/public-liability-insurance)
- [Professional indemnity insurance](https://gogary.com.au/professional-indemnity)
- [Cyber insurance](https://gogary.com.au/cyber-insurance)
- [How claims work](https://gogary.com.au/claims)
- [The Gary way](https://gogary.com.au/gary-way): how we quote and how we are paid
- [Guides](https://gogary.com.au/guides)
- [Contact](https://gogary.com.au/contact)